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Checklist for in-patient treatment in Germany

You have health insurance in a Member State and would like to undergo treatment in a hospital in Germany.

In this case you have three different possibilities to receive benefits.

First option: You are insured with statutory health insurance and need an in-patient treatment while temporarily staying in Germany. This treatment may then be covered by the European Health Insurance Card (EHIC), if you did not come to Germany in order to be treated. Second option: You have statutory health insurance and would like to undergo a planned treatment like a person insured with a German statutory health insurance fund. To this end, your healthcare insurer has to issue an entitlement document E112 or S2 for you. Third option: You have statutory or private health insurance and would like to be treated like a person with private health insurance. In this case, you will first be privately charged for the services provided. In this case, please use the checklist given below.

If you come to Germany in order to be treated, a prior authorisation will always be required for an in-patient treatment – no matter if you are treated like a person with statutory or with private health insurance.

If you have questions regarding your entitlements on the basis of your EHIC or an entitlement document E112 or S2, please contact your healthcare insurer. If you would like to be treated like a person with private health insurance in Germany, the following checklist provides you with an overview of the aspects you should take into account before, during and after treatment.

Before treatment

  • You have contacted your healthcare insurer in order to ascertain under what conditions you can have the cost of treatment reimbursed.
  • The healthcare insurer of the state in which you live has approved the treatment in the German hospital and has agreed to pay at least part of the cost.
  • You have selected a hospital in Germany (for instance using the search engine that is available on our website) which offers the treatment which you would like to have.
  • You have enquired in the hospital to discover the various benefits on offer and obtained a cost estimate.
  • You have reached an agreement with the hospital on the scope of the treatment, in other words you have concluded a treatment contract.
  • You have made an appointment at the hospital and ascertained whether copies from your medical records in the state in which you live are needed. If necessary, you have obtained copies.
  • You have agreed with the hospital in Germany when and how the treatment is to be paid for.

During treatment

  • You have made sure that the doctor or dentist in attendance in the hospital has entered in the medical records all the information, steps and results which are necessary for the treatment.

After treatment

  • You have received a release report from the hospital on the basis of which further treatment can be provided in the state in which you live.
  • The hospital has issued you with itemised bills after the treatment so that your healthcare insurer can identify exactly what benefits were provided in Germany. Keep all bills carefully.
  • You have made sure that any prescriptions that your doctor or dentist has issued you with satisfy specific criteria. This is particularly important if you cannot present the prescriptions in Germany, but have to present them in another Member State.
  • You have submitted all the necessary invoices to the healthcare insurer in the country in which you live in order to have the costs reimbursed.



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Finding healthcare providers

You will find here a list of links to search engines available on the Internet, with explanations